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      It's important to find out what happens to the personal information you 
      provide to companies, marketers, and government agencies. These 
      organizations may use your information simply to process your order; they 
      may use it to tell you about products, services, or promotions; or they 
      may share your information with others. More organizations are offering 
      people choices about how their personal information is used. For example, 
      many let you "opt-out" of having your information shared with others or 
      used for promotional purposes.  
      Learn more about the choices you have to protect your personal 
      information by contacting the following organizations. 
      
      
        
        
            | 
          Credit 
            Bureaus |  
        
            | 
          Department 
            of Motor Vehicles |  
        
            | 
          Direct 
            Marketers |    
        
      Credit  Bureaus 
      The three major credit bureaus may have different requirements on how 
      to opt-out. You can write your own letter or use our Sample Opt-Out Letter 
      to request that your personal information not be shared with others or 
      used for promotional purposes. 
      The national credit bureaus offer a toll-free number that enables 
      consumers to opt-out of all pre-approved credit offers 
      with just one phone call. Call 1-888-5-OPTOUT (1-888-567-8688) for more 
      information. 
      Visit the web site or phone each bureau for their most up-to-date 
      information.  
      
      The FTC publishes free brochures on credit-related issues. 
      For a complete list of publications, write for Best Sellers, 
      Consumer Response Center, Federal Trade Commission, Washington, DC 20580; 
      or call (202) FTC-HELP, TDD (202) 326-2502. 
        
      Department 
      of Motor Vehicles 
      State departments of motor vehicles (DMVs) maintain a lot of 
      personal information about you. (Just look at your driver’s license, for 
      example.) A new federal law (Drivers Protection 
      Act) gives you privacy rights with regard to information maintained by 
      DMVs. The law lists the ways this information can be used 
      — a DMV may distribute personal information for things like law 
      enforcement, driver safety, insurance underwriting, etc. You have the 
      right to opt-out of having the DMV distribute your personal information 
      for other types of uses, including for direct marketing. 
      Not every DMV distributes personal information for direct 
      marketing or for uses not specified in the law. You have a right to 
      opt-out only if the DMV in your state distributes personal information for 
      these purposes. 
      Contact the DMV in your state for more information. 
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      WA | WI 
      | WV 
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      Direct  Marketers 
      The Direct Marketing Association (DMA) offers the Mail and Telephone 
      Preference Services, which allow you to opt-out of direct mail marketing 
      and/or telemarketing from many national companies. Use the forms below to 
      subscribe to the DMA's Mail and Telephone Preference Services. 
      Visit the DMA's web site for their most up-to-date information. 
      
      The FTC publishes a free brochure on Shopping by 
      Phone or Mail. For a complete list of publications, write for 
      Best 
      Sellers, Consumer Response Center, Federal Trade Commission, 
      Washington, DC 20580; or call toll-free, 1-877-FTC-HELP (382-4357), TDD 
      (202) 326-2502. 
        
      Last Updated: Saturday, September 16, 2000  |