Credit Cards
As mentioned in the credit repair guide, an integral part of rebuilding your credit is establishing at least three good accounts.
|
credit card issuers with secured and unsecured options |
|
 |
|
| Institution |
Rate |
Fee |
Grace period |
| Western Security Bank 800-262-2085 | |||
| Visa
Secured Standard |
5.90 % F | $39 | 25
days from billing |
| Amalgamated Bank 800-723-0303 | |||
| MC
Secured Gold |
13.00 % V | $50 | 25
days from billing |
| American Pacific Bank 800-610-1201 | |||
| Visa
Secured Classic |
17.40 % F | $35 | 25
days from billing |
| United National Bank 732-448-4075 | |||
| Visa
Secured Classic |
17.50 % F | $40 | 0
days from |
| Citibank 800-950-5114 | |||
| MC
Secured Standard |
17.90 % V | $20 | 20
days from transaction |
| Citibank 800-950-5114 | |||
| MC
Secured Standard |
17.90 % V | $20 | 20
days from transaction |
| United Bank Of Philadelphia 800-257-2095 | |||
| Visa
Secured Standard |
17.99 % F | $35 | 0
days from |
| Union Plus/Household Bank 800-622-2580 | |||
| MC
Secured Standard |
18.00 % F | $20 | 25
days from billing |
| Associates National Bank (Delaware) 800-533-5600 | |||
| Visa
Secured Classic |
18.24 % V | $35 | 25
days from billing |
| First Union 800-377-3404 | |||
| MC
Secured Standard |
18.90 % V | $35 | 30
days from billing |
| First Union 800-377-3404 | |||
| MC
Secured Standard |
18.90 % V | $35 | 30
days from billing |
| First Consumers National Bank 800-937-3795 | |||
| MC
Secured Standard |
18.90 % V | $39 | 30
days from billing |
| First Premier Bank 800-987-5521 | |||
| MC
Secured Standard |
18.90 % F | $45 | 25
days from billing |
| Key Bank & Trust 800-840-5577 | |||
| MC
Secured Standard |
19.40 % F | $35 | 25
days from billing |
| Capital One 800-445-4523 | |||
| MC
Secured Standard |
19.80 % F | $29 | 25
days from billing |
| First National Bank of Brookings 800-658-3660 | |||
| MC
Secured Standard |
19.80 % F | $35 | 25
days from billing |
| Banco Popular 888-642-2626 | |||
| Visa
Secured Standard |
19.80 % F | $35 | 25
days from billing |
| Bank of Hoven 800-777-7735 | |||
| Visa
Secured Classic |
19.80 % F | $39 | 25
days from posting |
| First National Bank of Marin 702-269-1100 | |||
| Visa
Secured Standard |
19.80 % F | $72 | 25
days from billing |
| Sterling Bank & Trust 800-767-0923 | |||
| MC
Secured Standard |
19.90 % F | $39 | 25
days from posting |
| Bank One Tempe 800-544-4110 | |||
| MC
Secured Standard |
19.99 % F | $25 | 25
days from billing |
The Inaccuracies in Credit Reports
The Fair Credit Reporting Act * FCRA
The steps required to restoring your good credit
Getting a copy of your credit report
Review Your Credit Report for Inaccuracies
Collection Agencies and your credit file
How to settle a debt and negotiate a settlement
Negotiating your credit rating
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