Document Checklist
All Loans:
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Copies of previous two years W-2 forms for all jobs |
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Copy of the two most recent pay stubs |
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Executed sales contract signed by Buyers and Sellers (if this is a purchase) |
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Name, address, and telephone number of all employers for past 24 months |
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Copies of your last three months bank statements including checking, savings account(s), money market etc. |
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The most recent statement for any Stocks, Bonds, Mutual Funds, IRAs, Thrift Savings Plans (TSP), Retirement Accounts etc. |
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If you are currently renting, provide either the name and address of your landlord(s) covering the past 24 months or 12 months of canceled rent checks |
If you are self-employed or paid by commission:
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Previous two years Federal Income tax returns with all schedules |
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Previous two years Business tax returns complete with all schedules (for self employed) |
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Year-to-date profit and loss statement. (for self employed). This may be un-audited |
If you have filed bankruptcy in the last seven years:
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Copy of the bankruptcy papers including all schedules and the "Discharge of Bankruptcy". |
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A list of any credit obtained since the bankruptcy |
If you own other properties:
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Address of the properties and current market value. |
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Any debt owed on properties, Lender's name, address, account number, monthly payment, and current balance. |
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If rented, a copy of the current lease(s). |
If you will be using Child Support/Alimony income to qualify or are obligated to pay Alimony or Child Support:
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Copy of the Divorce Decree and Property Settlement |
If you are refinancing:
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Copy of the Warranty Deed to your property |
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Copy of your Title Insurance Policy |
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Contact name and telephone number of your Homeowners and Flood Insurance Agent |
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Copy of Your Survey |
For
2nd Mortgages/Home Equity Loans:
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Copy of your 1st mortgage and note |
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Copy of the Deed to your Property (note: NOT the "Deed of Trust") |
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Copy of your Homeowners & Flood Insurance policys - (coverage page(s) only) |
To
Apply Now...click
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Application Refinance
Application
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